Kristin O’Neil – NMLS #266528(www.nmlsconsumeraccess.org) is a Senior Loan Officer at Richmond’s Home Loan Zone and has been in the mortgage business since 2008. She is passionate about helping her clients achieve their goal of homeownership and “wouldn’t dream of doing anything else.” She earned a Bachelor of Science Degree in Marketing from Salisbury University in Salisbury, Maryland. Kristin has loved real estate from a young age and feels so fortunate to be able to help others with the same passion. A native of Mount Sinai, New York, Kristin loves to travel but has called Richmond home since 2009. She and her husband, Corey, have a young son, Grayson, and they share their home with their beloved dog and two cats. Together, Kristin and Corey make up The O’Neil Mortgage Group at Home Loan Zone, Inc.

“Whether you are a first-time homebuyer or refinancing an existing loan, I will use my industry knowledge, professionalism, and experience to streamline the process toward a smooth and quick closing.”